Getting home fire insurance for residents in high wildfire hazard areas: A Commentary from a WUI resident

The following is a commentary contributed by a homeowner living in a high fire hazard severity zone in Los Angeles County, California. If you’d like to contribute a commentary on a wildland fire or a wildfire safety topic, please email us. Got turned down for home insurance? So did I. Last spring I received a call from my insurance agent informing me that my home was now considered part...

How to get fire insurance if you live in the wildland-urban interface

Chances are you already know how hard it is to get fire insurance if you live in the Wildland-Urban Interface (WUI), or in an area of California classified as a Cal Fire high Fire Hazard Severity Zone (FHSZ). But even though getting home or renter’s fire insurance can be a challenge for WUI residents, it is far from impossible, it just takes work and preparation. Every year, hundreds of...